Simplify Your Life... And Reduce Your
Loan Payment At
The Same Time!
Simplify And Save
Your life is hectic. Make one important aspect of it easier. Enroll in our
convenient services, and manage your money on your schedule.
In addition to earning yourself some extra time, you can earn a rate reduction of
.10% on a new or refinanced loan for each convenient service you are enrolled
in. Better yet, enroll in a bundle and save a bundle - by enrolling in all five you
will receive a loan rate reduction of .50%!
These timesaving convenient services are available to you 24/7:
Direct Deposit/Payroll Deduction
Virtual Branch
VISA® Check Card
E-Statements
Bill Payer
Receive Even More
Reduce your loan interest rate by .25% by enrolling your new or
refinanced loan in our Auto Pay service. With Auto Pay, you will receive
peace of mind knowing your loan is paid automatically each month from
your Savings or Checking Account.
Enrolling Is Easy
Enroll in our convenient services quickly and easily by calling (570) 823-7676, ext. 258, visiting www.choiceone.org or
stopping by a branch today!
See How Much You Can Save By Reducing Your
Loan’s Interest Rate
If you enroll in all of our 24/7 convenient services and enroll your new or refinanced
loan in Auto Pay, you can save even more on our already low loan rates. Reduce
your rate by .75%! Take advantage of these discounts and make your dreams
come true in 2010! Reduce your rate and receive a great deal from Choice One on:
15-Year Home Equity Loan
of $35,000 at 6.49% APR* $304.72 Per Month
With .75% Rate Reduction 5.74% APR* $290.48 Per Month
That’s A Total Savings Of $2,563.20
Over Full Term Of Loan!
Refinance And Cash In
In addition to saving on our great rates,
if you refinance a loan from another
financial institution, you can take
advantage of a special rebate. You will
get a cash bonus of $10 per $1,000
borrowed up to a maximum $100.**
Act Now - This Special Promotion
Only Runs Until March 31, 2010.
Take Advantage And Save Time
And Money in 2010!
*APR=Annual Percentage Rate. Rates subject to change without prior
notice. Rates shown for qualified borrowers. This promotion excludes
Better Choice loans, 90-day Balloon loans, Home Equity Lines Of Credit and
Mortgages. Contact the credit union for complete details.
**Money will be deposited into your Share Savings Account at time of
loan closing.
Choice One Community CU is sponsoring a concert for Misericordia University and the surrounding community (Date to be announced). Local hip hop sensation, Gino Lispi, will be opening the concert for New Cupid!
New Cupid is most famously known for his "Cupid Shuffle"- a nationwide sensation, with everyone taking to the floor to do the brand new dance that's sure to be swinging across America. Even Choice One Community's Financial Literacy Mascot, Dollar Dog, and his friends are doing the dance!
Come out to Misericordia University to hear more about your credit union and learn the "Cupid Shuffle"!
Keeping your money safe and sound is our primary focus at
Choice One. We want to assure you that your funds are completely
secure with our credit union.
Our deposit accounts are insured to at least $250,000 including
Individual Retirement Accounts. Coverage is provided by the National Credit Union
Insurance Fund, and administered by the National Credit Union
Administration (NCUA), a federal agency comparable to the
Federal Deposit Insurance Corporation (FDIC).
We never make risky loans or jeopardize our members' financial
security. Instead, we do everything possible to protect and grow
your assets. You can sleep well, knowing your money is safe
with us!
The Choice Is Clear! Let Us Keep Your Change And Watch Your Savings Add Up!
A smart savings plan as simple as 1-2-3 is the best way to
make sure you accomplish all of your goals for the future.
Bring us your loose change and deposit it into your Share
Savings Account to start saving for a rainy day, a vacation,
retirement, a college education or for any reason.
When you cash your check, let us deposit your change - it's
a painless way to save and you'll be surprised at how
quickly the savings add up!
Take advantage of a variety of our savings strategies
to get you headed down the path to success.
Share Savings Account - A Share Savings Account offers flexibility and
instant access to your cash at no cost to you. Pay yourself first through
regular deposits or Payroll Deduction to build a reserve for your future.
Making consistent deposits today is the only way to guarantee you'll have
the money you need tomorrow.
Money Market Account - Enjoy a higher-than-savings interest rate, while
still having convenient access to your funds when you need it. The Money
Market Account is a great way to raise the return on your financial investments!
With a minimum deposit of $5,000, these deposits can earn yields as high
as 4.24% APR* and you can make up to 6 withdrawals each month!
Share Certificates Of Deposit - Certificates
are a safe and simple way to save. Whether
you have short- or long-term savings goals,
we offer competitive rates and terms ranging
from 6 to 60 months to meet your needs. You
can start earning more on your money with as
little as $500.
Club Accounts - Our Holiday and Vacation
Club Accounts allow you to put money away
periodically throughout the year to start saving
for the holidays or your next vacation. It's the
no-excuses way to save!
Individual Retirement Accounts (IRAs) -
IRAs let you save money to supplement your
pension or Social Security benefits. We offer
Traditional and Roth IRAs and Coverdell
Education Accounts so you can choose the
product that's best for you. With a Choice One
IRA, you can save money now, take advantage
of yearly tax deductions, plus defer taxes on
the interest your IRA accumulates.
Make The Most Of Your Money!
The larger your deposits, the greater the yield!
Take advantage of higher yields on your savings
by maintaining higher deposit balances. The
more you save, the more you'll earn!
*APR=Annual Percentage Rate. Rates are subject to change without notice.
Minimum balance of $5,000 required for dividend. Any withdrawal must be
at least $500 and made by check. Maximum of 6 withdrawals allowed per
month. Minimum of $100 required in Primary Savings Account.
Choice One Community Federal Credit Union is now offering "Better Choice Loans", a program designed to help you become financially sound by using a wealth-building alternative to payday lending.
A consumer friendly short-term installment loan that is hassle free and features a low rate, a low fee and a personal savings opportunity.
Good News! Choice One Community Federal Credit Union is now a full-service mortgage provider! Whether you're a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at Choice One Community Credit Union to find the best mortgage for you. We offer a variety of different mortgages with great rates and easy plans. You can also receive a pre-approval, which assists you in determining the house you can afford and puts you ahead of the competition.
For more information on mortgages, contact Cathleen Casey at (570) 823-7676, ext. 233. Mortgage rates are updated daily, Monday through Friday.
Good News! Choice One Community Federal Credit Union is now a full-service mortgage provider! Whether you're a first time home-buyer, or looking to refinance your existing mortgage, you can count on the knowledgeable staff at Choice One Community Credit Union to find the best mortgage for you. We offer a variety of different mortgages with great rates and easy plans. You can also receive a pre-approval, which assists you in determining the house you can afford and puts you ahead of the competition.
