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Membership Information
Join
Our Financial Family!
Choice
One Community Federal Credit Union is unique. We are a not-for-profit
and member-owned financial institution. Unlike other financial
institutions that are strictly profit-driven, we return excess
earnings to our members in the form of personal and friendly
service, lower interest rates for loans, higher yields on
savings and investment accounts, and by adding new financial
products and services.
Community
Charter
Choice One has a community charter that allows us to serve
persons who live, work, worship or attend school in and businesses
and other legal entities located in Luzerne, Lackawanna or
Wyoming counties, in Pennsylvania.
Spouses
of persons who died while within the field of membership of
this credit union; employees of this credit union; volunteers
in the community; members of their immediate families or households;
and organizations of such persons.
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Membership Is Easy!
To join the credit union you must open a Share Savings account. This is your share
in the credit union. Deposit and maintain as little as $5.00 in this account,
and you're immediately eligible for the many benefits of credit union membership.
Apply
today!
**To
ensure prompt attention to your Membership Application, be
sure to include a copy of your photo ID Driver's License,
most recent pay stub, and employer's telephone number. Students
may include a copy of their School ID.**
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Family Membership
Once you become a credit union member, you can invite your
immediate family members and household members to join. However,
these guidelines will help you determine their eligibility.
Immediate
Family:
Anyone in the immediate family of an eligible member may
join a credit union even if the eligible member does
not join. Immediate family members include spouse,
parent, child, sibling, grandparent, and grandchild. Adoptive
and step-relationships are also included in the definition.
Example:
The grandchild of an eligible member may join, even if
the eligible member does not hold credit union membership.
A nephew is not eligible to join under the immediate family
definition unless his parent actually joins the credit
union, creating a new immediate family unit that makes
him eligible for membership.
Household:
People living in the same residence or maintaining
a single economic unit with an eligible member may join only if the eligible member actually belongs to the
credit union. Household members include domestic
partners, roommates, family members, and legal guardian
relationship. The definition excludes temporary
residents and residents of boarding houses, frat houses,
and condo complexes.
Example:
The roommate of an eligible member may join only if
the eligible member currently belongs to the credit union.
Once
a person joins a credit union, regardless of what category
made them eligible for membership, their immediate families
and their households also become eligible to join.
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Once A Member, Always A Member
You're welcome to remain a credit union member for life, regardless
of whether you change jobs, move, or retire. You can access
credit union financial products and services by mail, fax,
phone, BARB telephone teller service, your personal computer,
and at thousands of nationwide ATMs. If your lifestyle does
change, call or visit the credit union. We'll show you how
you can continue to enjoy a lifetime of money-saving financial
benefits.
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Join Now!
Use our Membership Application
to apply for membership in Choice One Community Credit Union.
**To
ensure prompt attention to your Membership Application, be
sure to include a copy of your photo ID Driver's License,
most recent pay stub, and employer's telephone number. Students
may include a copy of their School ID.** TOP
Tell Me More!
If you would like to learn more about
our products and services, fill out a Tell Me More! form. You
may print it out and mail it in or submit it electronically. TOP
Select Groups
Choice One Community Federal Credit Union
membership includes employees and members of organizations
called Select Groups. If you are employed
or a member of any of these groups, you are eligible to join.
If you would like your company or organization to become a
Select Group, please read about our SG
Advantage Program. TOP
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