Join Our Financial Family!
Choice One Community Federal Credit Union is unique. We are a not-for-profit and member-owned financial institution. Unlike other financial institutions that are strictly profit-driven, we return excess earnings to our members in the form of personal and friendly service, lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

Community Charter
Choice One has a community charter that allows us to serve persons who live, work, worship or attend school in and businesses and other legal entities located in Luzerne, Lackawanna or Wyoming counties, in Pennsylvania.

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate families or households; and organizations of such persons.




Membership Is Easy!
To join the credit union you must open a Share Savings account. This is your share in the credit union. Deposit and maintain as little as $5.00 in this account, and you're immediately eligible for the many benefits of credit union membership.

Apply today!

**To ensure prompt attention to your Membership Application, be sure to include a copy of your photo ID Driver's License, most recent pay stub, and employer's telephone number. Students may include a copy of their School ID.**



Family Membership!
Once you become a credit union member, you can invite your immediate family members and household members to join. However, these guidelines will help you determine their eligibility.
Immediate Family:
Anyone in the immediate family of an eligible member may join a credit union even if the eligible member does not join. Immediate family members include spouse, parent, child, sibling, grandparent, and grandchild. Adoptive and step-relationships are also included in the definition.
Example: The grandchild of an eligible member may join, even if the eligible member does not hold credit union membership. A nephew is not eligible to join under the immediate family definition unless his parent actually joins the credit union, creating a new immediate family unit that makes him eligible for membership.

Household:
People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the credit union. Household members include domestic partners, roommates, family members, and legal guardian relationship. The definition excludes temporary residents and residents of boarding houses, frat houses, and condo complexes.

Example: The roommate of an eligible member may join only if the eligible member currently belongs to the credit union.
Once a person joins a credit union, regardless of what category made them eligible for membership, their immediate families and their households also become eligible to join.




Once A Member, Always A Member …
You're welcome to remain a credit union member for life, regardless of whether you change jobs, move, or retire. You can access credit union financial products and services by mail, fax, phone, BARB telephone teller service, your personal computer, and at thousands of nationwide ATMs. If your lifestyle does change, call or visit the credit union. We'll show you how you can continue to enjoy a lifetime of money-saving financial benefits.



Join Now!
Use the Membership Application here to apply for membership in Choice One Federal Credit Union.

**To ensure prompt attention to your Membership Application, be sure to include a copy of your photo ID Driver's License, most recent pay stub, and employer's telephone number. Students may include a copy of their School ID.**



Tell Me More!
 If you would like to learn more about our products and services click here for a Tell Me More! form.

You may print it out and mail it in or submit it electronically.



Select Groups
 Choice One Community Federal Credit Union membership includes employees and members of organizations called Select Groups. If you are employed or a member of any of these groups, you are eligible to join.

If you would like your company or organization to become a Select Group, please read about our SG Advantage Program.