Personal Loans

 

Education Loans
In association with the Pennsylvania Higher Education Assistance Agency (PHEAA), Choice One can help you finance a college education. Stafford subsidized and unsubsidized loans are available, Parent Plus loans, plus our home equity loan options. Stop by and see us for the details. We’ll be happy to explain the types of loans available, how they work, and help you through the entire application process. Don’t let money stand in the way of your or your children’s success.


Vacation Loans
If your vacation schedule or desires don’t fit into a predetermined vacation loan special, don’t worry! Be happy, because with our Vacation Loan, you can take a vacation anytime. It’s available all year long! So it’s no problem if your boss wants the same week you do in August. Go in September, the lines are shorter. Or if your teammate has to go to a family reunion in September, go to the Caribbean in January! Whenever you want to go, you can. Our Vacation Loans can make it happen:

  • Borrow up to $2,500.00.
  • Borrow for 12 months at A Fixed Rate.
  • Make first payment 45 days after disbursement.


For more information or to apply today, call the Loan Department at 570-829-5626, or apply online now.


Debt Consolidation
Combine your high-interest bills into one easy-to-handle, low interest loan. A Choice One bill consolidation loan gives you the leverage you need to get credit payments under control, improve your credit rating, and reduce your monthly payments. Bill consolidation loans are designed for your peace of mind.

  • Borrow up to $6,000.
  • Borrow for a fixed rate up to 36 months.
  • Borrow for a fixed rate up to 60 months.

90-Day Balloon Loans
If a short-term loan is all you need to buy that refrigerator or washing machine, call us to find out how this loan option could solve your loan need. It is available for 90 days at a fixed rate. So don’t get a high interest, appliance loan from a store or lending company. Make us your choice.

Check out our rates, then apply online.

Share Secured Loans
You can make money and spend it too with a Share Secured Loan. If you are considering withdrawing money from your Share Account to fund a purchase, think again. Why not borrow the money you need against your Share Account. You will get a great interest rate. Plus, you can borrow up to 6 years, and your money stays in your account earning interest.

Check out our
rates, then apply online.

Stock Secured Loans
Keep your stocks, but draw against them with a Stock Secured Loan. You will get a great interest rate. Plus, you can borrow up to 6 years, and your money stays in your account earning interest.

Check out our
rates, then apply online.

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