Your credit union offers VISA Classic,
VISA
Gold and VISA Platinum
Credit Cards. One has the options that suits your lifestyle.
Our money-saving, lower interest rate VISA Platinum, Visa Gold and
VISA Classic Credit Cards are perfect for shopping, travel, and
in the case of an emergency.
Low
Interest Rates
NO
Annual Fees
FREE Travel/Accident Insurance
25
Day Grace Period On Purchases
Cash
Advances Worldwide
And
More!
Instant
Savings! Transfer your high interest credit card balance(s)
from another financial institution to our low interest VISAs. You
could save money and lower your minimum payment INSTANTLY!
Choice
One Federal Credit Union VISA®
Summary of Terms
Annual
Percentage Rate for Purchases, Cash Advances, and Balance Transfers
Visa
Platinum: 8.90% A.P.R. Visa Gold: 10.90% A.P.R. Visa Classic: 13.50% A.P.R.
Grace
Period for Purchases
25
days
Annual
Fee
None
Transaction
Fee for purchases
None
Cash
Advance Fee
None
Late
Payment Fee
$25.00
Over-the-credit-limit-fee
$10.00
Minimum
Finance Charge
None
Method
of Computing the Balance for Purchases
Average
Daily Balance (including new purchases)
Application
fee
$5.00
A
$10.00 fee will be charged for any share drafts or checks returned
due to insufficient funds.
For a complete credit card disclosure, call 1-800-610-2788 Extension 233.
Enjoy
the low rate of 10.9% on Visa Gold purchases and cash advances
and 13.5% on Visa Classic purchases and cash advances when
you use your Credit Union Visa Card.
Eliminate
interest charges on purchases when you pay the balance in
full within the 25-day grace period.
Pay
off your existing charge cards, switch to a Credit Union
Visa Card, and save.
Use
your Credit Union Visa Card at more than ten million locations
worldwide.
Get
free Travel/Accident Insurance up to $400,000.
Verified
By VISA
With
Verified by VISA protection, you'll make online purchases the same
way you always have, with one exception. After you type and submit
your payment information, you'll be asked to confirm your password
by participating Verified by VISA vendors. Your password confirmation
is the extra step that secures your account from fraudulent and
unauthorized use. Just go to www.visa.com/verified
today and take advantage of this new service from VISA.
