Savings & Investment Accounts

Regular Share Savings Account

The Regular Share Savings Account is your share in the credit union. Each member must have $5.00 in a Share Savings Account to be eligible for any other service the credit union offers. This dividend account offers excellent earnings for $100.00 to $5,000, and a higher dividend rate for savings over $5,000.

You can open additional savings accounts for any purpose, such as taxes, education, or a special event.



Money Market Account


With a Choice One Money Market Account the more you save, the more you earn. If you usually maintain higher balances, take advantage of higher returns with our Money Market Account. With a minimum deposit requirement of $5,000, you can earn higher dividends without locking into longer term CDs. It is the ideal way to achieve your savings goals.

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Christmas/Holiday Club


Holidays are a lot more fun when you know the money is ready when you are for your holiday shopping or vacation needs. Remember, you earn interest on your Christmas Club. Early withdrawals (before October) pay a $5.00 fee.

Stop by today to open your Christmas Club. And, don't forget about Payroll Deduction and Direct Deposit for a sure way to a great holiday!



Vacation or All Purpose Club Account

A Vacation Club Account is another easy way to set aside money for a vacation or other special purpose. There is no minimum opening deposit amount or monthly service charge, and you may withdraw your funds at any time. Federally insured by NCUA. And with Payroll Deduction and Direct Deposit, you make your contribution automatically. Call today! You’ll be glad you did!



Share Certificates of Deposit


Earn higher yield dividends with Choice One Share Certificates (same as CDs). You can invest as little as $500 and choose from a variety of terms. Please click here for rates and terms.



U.S. Savings Bonds


Savings bonds are a long-standing American savings tradition because they are safe and secure investments, plus they make terrific gifts for birthdays, weddings, and graduations. U.S. Savings Bonds are a safe and secure way to save money. At Choice One, we sell and redeem bonds.

Find out more about U.S. Savings Bonds at this government link.