As your credit union, we appreciate your membership, and we always aim to show our thanks by being the financial institution you deserve - one with helpful and friendly service, affordable products and a dedication to your financial well-being.

We are hosting a Member Appreciation Day, complete with great prizes - including the tech must-have of the year: the Apple(R) iPad!(TM)

You Could Be A Winner!*
We're Giving Away Tons Of Prizes:

• Grand Prize - An Apple(R) iPad(TM)
• LCD TV
• Laptop Computer
• Apple iPod touch(R)
• Sony(R) Dash(TM)
• And Much More!

In It To Win It - Increase Your Chances!
Simply complete and return this coupon to the credit union by September 11. It's your chance to win just for being a member of Choice One! And this year, we're making it even easier to earn extra entries! Receive one entry for each of the following new products and services:*

• Home Equity Loan
• Personal Loan
• Vehicle Loan
• VISA(R) Credit Card
• VISA Credit Card Balance Transfer
• Bill Payer
• E-Statements
• New Share/Draft Account
• Virtual Branch
• Direct Deposit/Payroll Deduction
• Pre-Approval During Car Sales Event

SPECIAL
Vehicle Loan
As Low As
3.74% APR**
Terms Up To 72 Months

The Sale You've Been Waiting For - Exclusive Nationwide Sales Event!

Join Us At The Choice One Main Office For Great Vehicles And On-The-Spot Financing!

2 Days Only! · Rain Or Shine!
September 10 from 8 a.m. to 7 p.m.
September 11 from 9 a.m. to 5 p.m.

Drive away today in the car of your dreams! Many makes and models of pre-owned vehicles will be on site for you to choose from. Rate available for all cars, trucks, SUVs & minivans during this event.

Plus, anyone who finances a vehicle on September 10 or 11 during our Nationwide Vehicle Extravaganza will drive away with a deal and 10 additional chances to win one of our awesome prizes - including an Apple iPad!

Have Some Fun - Win Even More Great Prizes!
Purchase a vehicle during this event and you'll have a chance to spin the Nationwide Car Sales prize wheel! You will have the opportunity to win the following prizes:

• Playstation 3
• Nintendo(R) Wii
• Apple iPod touch
• Gift Certificates To Local Restaurants

Everyone Who Purchases A Vehicle Will Also Get A Certificate For Five FREE Car Washes From Orloski's Car Wash And Lube Shop Of Wilkes-Barre!

Don't Miss This Opportunity To Save An Extra .75%!

With Choice One, the sky is the limit! With our fantastic loan special, you can earn up to .75% off your Choice One new or refinanced loan. It's simple and will save you money.

Receive .10% Off Your Loan AND Earn Extra Entries For Each Of The Following New Services:*

• Direct Deposit/Payroll Deduction - Earn .10% Off
• Virtual Branch - Earn .10% Off
• VISA(R) Check Card - Earn .10% Off
• E-Statements - Earn .10% Off
• Bill Payer - Earn .10% Off

Even More Savings!
Take an additional .25% off your new or refinanced loan by enrolling it in our Auto Pay service. Pay your bills even easier and save money every month!

Simply call (570) 823-7676, ext. 233 or stop by a branch to sign up today!

Not A Member? Not A Problem!
Anyone who lives, works, worships or attends school in Luzerne, Lackawanna or Wyoming Counties can join!

*No purchase necessary. Members will earn Grand Prize sweepstakes entries for each of the actions as described on the mailer. Must sign up for new product/ service by September 11 to receive extra entry. Odds of winning Grand Prize and other prizes depend on the number of entries received by entry deadline. Drawings will be held on September 11, 2010 at 4 p.m. Contact the credit union for complete sweepstakes details.

**APR=Annual Percentage Rate. Rate includes .75% discount for enrolling in all convenient services and Auto Pay. APR is for purchases, cash advances and balance transfers. Rates subject to change without notice. Other rates and terms available. Rates shown are for qualified borrowers. This promotion excludes Better Choice loans, 90 day Balloon loans, HELOCs and Mortgages. Contact the credit union for complete details.