Rates
Effective 7/30/2010
|
Current Loan Specials as of April 1, 2010
|
| APR |
Info and/or Terms |
|
As low as 2.74% *
|
Personal Loan
Term: 18 Months
Maximum Loan Amount up to $3500.00
*This rate includes the .75% discount
|
|
As Low As 2.99% *
|
Home Equity Special
Term 58 Months
Minimum Loan Amount $5,800.00
Maximum Loan Amount $75,000.00
Full Appraisal is required
* This rate includes the .75% discount.
|
|
Mortgage Rates - Effective July 29, 2010
|
| APR |
Info and/or Terms |
|
3.875%
|
10 Year
0 Points
|
|
3.500%
|
10 Year
3 Points
|
|
4.125%
|
15 Year
0 Points
|
|
3.625%
|
15 Year
3 Points
|
|
4.500%
|
20 Year
0 Points
|
|
4.125%
|
20 Year
3 Points
|
|
4.625%
|
30 Years
0 Points
|
|
4.375%
|
30 Years
3 Points
|
|
3.000%
|
ARM - Adjustable Rate Mortgage
One/Year ARM
0 points
|
|
4.000%
|
ARM - Adjustable Rate Mortgage
Three/One ARM
0 Points
|
|
4.250%
|
ARM - Adjustable Rate Mortgage
Five/One ARM
0 Points
|
|
4.625%
|
ARM - Adjustable Rate Mortgage
Seven/One ARM
0 Points
|
|
5.000%
|
ARM - Adjustable Rate Mortgage
Ten/One ARM
0 Points
|
|
4.500%
|
15 Years FHA
0 Points
|
|
4.250%
|
15 Years FHA
3 Points
|
|
5.000%
|
30 Years FHA
0 Points
|
|
4.625%
|
30 Years FHA
3 Points
|
|
Used Vehicle, Motorcycles, Boats & ATV's Rates
|
| APR |
Info and/or Terms |
|
Rates as low as 3.74%*
|
With terms up to 72 months
*This rate includes the .75% discount.
|
|
Rate as low as 7.34%*
|
Older Vehicles / Recreational Vehicles
2000 OR OLDER
Term: 36 Months
*This rate includes the .75% discount.
|
|
New Vehicle, Motorcycles, Boats & ATV's Rates
|
| APR |
Info and/or Terms |
|
Rates as low as 2.44%*
|
With terms up to 84 Months
120% Financing on Vehicles & Motorcycles
80% Financings on Boats & ATV's
*This rate includes the .75% discount.
|
|
MAPS ™ Leasing - New
|
| APR |
Info and/or Terms |
|
As low as 2.44%.*
|
Term: Up to 72 months
*This rate includes the .75% discount.
|
|
MAPS ™ Leasing - Used
|
| APR |
Info and/or Terms |
|
As low as 3.74%*
|
Titled 3 year old
Term: Up to 36 months
*This rate includes the .75% discount.
|
|
As low as 3.74%*
|
Titled 2 year old
Term: Up to 48 months
*This rate includes the .75% discount.
|
|
As low as 3.74%*
|
Titled 1 year old
Term: Up to 60 months
*This rate includes the .75% discount.
|
|
Personal
|
| APR |
Info and/or Terms |
|
As low as 5.24%*
|
Term: 72 Months
Limit 20% of Gross Income not to exceed $10,000.00
*This rate includes the .75% discount.
|
|
Personal Line of Credit
|
| APR |
Info and/or Terms |
|
As low as 5.24%
|
Term: Up to 72 Months
Maximum loan amount up to $10,000.00
|
|
Share Secured
|
| APR |
Info and/or Terms |
|
As low as 5.25%*
|
Term: 6 Years
*This rate includes the .75% discount.
|
|
Balloon Loan
|
| APR |
Info and/or Terms |
|
10.40%
|
Term: 90 Days
|
|
Better Choice Loans
|
| APR |
Info and/or Terms |
|
13.50%
|
$500.00 Maximum
Term: 90 Days
$25.00 non-refundable application fee
|
|
Home Equity Adjustable Rate
|
| APR |
Info and/or Terms |
2.99% Introductory Rate
Regular Rate= Prime Rate
|
Term: Up to 20 Years
Up to 80% Financing
Full Appraisal Required by the Credit Union
The special introductory rate is in effect until December 31, 2010. At the end of the introductory rate term, the rate converts to the Prime Rate. Maximum rate is 18.00%. Minimum rate 5.00%, The annual percentage rate can change quarterly on the first day of January, April, July and October. There is no limit on the amount by which the annual percentage rate can change during any one year period. Rates shown are for qualified borrowers. Other rates and terms are available. Contact the credit union for the complete loan details.
|
|
Home Equity - Fixed Rate
|
| APR |
Info and/or Terms |
|
As low as 5.24%*
|
Term: Up to 5 Years
Full Appraisal Required By Credit Union
*This rate includes the .75% discount.
|
|
As low as 5.24%*
|
Term: Up to 10 Years
Full Appraisal Required By Credit Union
*This rate includes the .75% discount.
|
|
As low as 5.74%*
|
Term: Up to 5 Years
$24,000.00 Maximum Loan Amount
Drive By Appraisal Required By Credit Union
*This rate includes the .75% discount.
|
|
As low as 5.74%*
|
Term: Up to 15 Years
Full Appraisal Required by the Credit Union
*This rate includes the .75% discount.
|
|
