|
Dividend
Rates
|
Effective
as of 11/20/2008
APR = Annual Percentage Rate
APY = Annual Percentage Yield
*The minimum balance requirement to receive a dividend will be $100.00.
**$5 minimum balance required to be eligible for all credit union services.
$100 minimum balance in the share/savings account is required for members
18 and older for any share certificate.
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|
Share/Savings Accounts - Effective April 1, 2008
|
| APR |
APY |
Terms & Info |
| 0.90%
|
0.90%
|
$100.00 - $5000.99
|
| 1.05%
|
1.05%
|
$5001.00 - unlimited
|
| .50%
|
.50%
|
Christmas Club Account
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| .50%
|
.50%
|
Vacation/All Purpose Accounts
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| 2.50%
|
2.52%
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IRAs
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|
Choice MMA Accts (Money Market Accts) Effective April 1, 2008
|
| APR |
APY |
Terms & Info |
| 1.30%
|
1.31%
|
Tier 1 - ($5,000.00 - $19,999.99)
Withdrawals are made by a check only.
Minimum of a withdrawal is $500.00.
6 withdrawals per month.
$100 must be in savings account.
|
| 1.55%
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1.56%
|
Tier 2 - ($20,000.00 - $49,999.99)
Withdrawals are made by check only.
Minimum of a withdrawal is $500.00
6 withdrawals per month.
$100 must be in savings account.
|
| 1.80%
|
1.81%
|
Tier 3 ($50,000.00 - $99,999.99)
Withdrawals are made by check only.
Minimum of a withdrawal is $500.00.
6 withdrawals per month.
$100 must be in savings account.
|
| 2.05%
|
2.07%
|
Tier 4 - ($100,000.00 & higher)
Withdrawals are made by check only.
Minimum of a withdrawal is $500.00
6 withdrawals per month.
$100 must be in savings account.
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|
Share Certificates- Effective November 15, 2008
|
| APR |
APY |
Terms & Info |
| 3.13%
|
3.17%
|
Term: 6 Months - (C)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not.
|
| 3.14%
|
3.18%
|
Term: 9-Months - (I)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 2.78%
|
2.81%
|
Term: 12-Months - (D)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 2.79%
|
2.82%
|
Term: 15-Months - (J)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 2.87%
|
2.90%
|
Term: 18-Months - (E)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 3.05%
|
3.09%
|
Term: 24-Months - (F)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 3.06%
|
3.10%
|
Term: 27-Months - (K)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 3.42%
|
3.46%
|
Term: 36-Months - (G)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
|
| 3.82%
|
3.88%
|
Term: 60-Months - (H)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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|
Jumbo Certificates- Effective October 14, 2008
|
| APR |
APY |
Terms & Info |
| 2.78%
|
2.81%
|
Term: 13-Months - (P)
Minimum Investment balance of $25,000.00
Early withdrawalbçGvalty is 90 days of dividends earned or not
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| 2.88%
|
2.91%
|
Term: 13 Months - (O)
Minimum Investment balance of $10,000.00
Early withdrawal penalty is 90 days of dividends earned or not
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| 2.98%
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2.98%
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Term: 13 Months - (N)
Minimum Investment balance of $5,000.00
Early withdrawal penalty is 90 days of dividends earned or not
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Great Rate For Checking Certificate- Effective October 14, 2008
|
| APR |
APY |
Terms & Info |
| 2.88%
|
2.91%
|
Term: 11 Months - (L)
Rate Quoted monthly
Minimum Investment of $500.00
Active Checking Account with at least 6 transation a month.
Account will be monitored and subject to penalty.
Early withdrawal penalty is 31 days of dividends earned or not
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|
Loan Promo Certificate- Effective October 14, 2008
|
| APR |
APY |
Terms & Info |
| 2.93%
|
2.96%
|
Term 11 Months - (M)
Quoted Monthly
Minimum Investment $500.00
Must have a New Loan of $10,000.00 or more.
Early withdrawal penalty is 31 days of dividends earned or not
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