Dividend Rates
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Effective
as of 3/10/2010
APR = Annual Percentage Rate
APY = Annual Percentage Yield
*The minimum balance requirement to receive a dividend will be $100.00.
**$5 minimum balance required to be eligible for all credit union services.
$100 minimum balance in the share/savings account is required for members
18 and older for any share certificate.
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Share/Savings Accounts - Effective February 1, 2010
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| APR |
APY |
Terms & Info |
| 0.60%
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0.60%
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$100.00 - $5,000.99
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| 0.75%
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0.75%
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$5,001.00 - unlimited
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| 0.35%
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0.35%
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Christmas Club Account
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| 0.35%
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0.35%
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Vacation/All Purpose Accounts
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| 2.50%
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2.52%
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IRAs
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Choice MMA Accts (Money Market Accts) Effective February 1, 2010
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| APR |
APY |
Terms & Info |
| 1.00%
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1.00%
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-Minimum Balance of $5,000.00 to $19,000.00
-Each Withdrawalmust be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
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| 1.25%
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1.26%
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-Minimum Balance of $20,000.00 to $49,999.99
-Each Withdrawalmust be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
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| 1.50%
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1.51%
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-Minimum Balance of $50,000.00 to $99,999.99
-Each Withdrawalmust be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
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| 1.75%
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1.76%
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-Minimum Balance of $100,000.00 up
-Each Withdrawalmust be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
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Share Certificates- Effective February 1, 2010
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| APR |
APY |
Terms & Info |
| 1.12%
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1.12%
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Term: 6 Months - (C)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not.
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| 1.13%
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1.13%
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Term: 9-Months - (I)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 1.51%
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1.52%
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Term: 12-Months - (D)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 1.52%
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1.53%
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Term: 15-Months - (J)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 1.71%
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1.72%
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Term: 18-Months - (E)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 1.90%
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1.91%
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Term: 24-Months - (F)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 1.91%
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1.92%
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Term: 27-Months - (K)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 2.23%
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2.25%
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Term: 36-Months - (G)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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| 2.75%
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2.78%
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Term: 60-Months - (H)
Quoted Monthly
Minimum Investment balance of $500.00
Early withdrawal penalty is 31 days of dividends earned or not
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Jumbo Certificates- Effective February 1,2010
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| APR |
APY |
Terms & Info |
| 1.91%
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1.92%
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Term: 13-Months - (P)
Minimum Investment balance of $25,000.00
Early withdrawal penalty is 90 days of dividends earned or not
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| 1.81%
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1.82%
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Term: 13 Months - (O)
Minimum Investment balance of $10,000.00
Early withdrawal penalty is 90 days of dividends earned or not
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| 1.71%
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1.72%
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Term: 13 Months - (N)
Minimum Investment balance of $5,000.00
Early withdrawal penalty is 90 days of dividends earned or not
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Great Rate For Checking Certificate- Effective February 1, 2010
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| APR |
APY |
Terms & Info |
| 1.61%
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1.62%
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Term: 11 Months - (L)
Rate Quoted monthly
Minimum Investment of $500.00
Active Checking Account with at least 6 transation a month.
Account will be monitored and subject to penalty.
Early withdrawal penalty is 31 days of dividends earned or not
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Loan Promo Certificate- Effective February 1, 2010
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| APR |
APY |
Terms & Info |
| 1.66%
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1.67%
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Term 11 Months - (M)
Quoted Monthly
Minimum Investment $500.00
Must have a New Loan of $10,000.00 or more.
Early withdrawal penalty is 31 days of dividends earned or not
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APR = Annual Percentage Rate
APY = Annual Percentage Yield
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
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